Original pinner sez: The one weird little trick I use to stay under budget every single month. I spent years struggling with going over budget! I tried this and was under budget and have been since. Where was this 4 years ago?
The Only Way to Budget if You Have No Savings. I'm so glad I found this! I had no idea there was a free option better than the paid budgeting programs. Perfect timing since we just found out the exact amount of debt we have.