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For Debbie Green, purchasing a home was a dream come true. The 56-year-old resident of rural Elkins, West Virginia, suffers from five types of debilitating epileptic seizures, and had been renting a friend’s mobile home at a discounted rate. Unable to work, she got by on monthly disability payments of about $900, but was still struggling to pay her utility bills. Sometimes, at the end of the month, she had only $4 in the bank and wondered if she would need to cut off the electricity or water....