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pour grease from your fried turkey down the drain, sewer backs up -- NOT COVERED. It actually doesn’t matter how your sewer backs up. Most homeowners policies do not cover damage caused by sewage backup. You typically have to purchase this coverage separately for an additional $40 to $50 a year. When cooking your holiday meals, don’t pour grease or dispose of waste in the sink to avoid clogging the drain, which can lead to sewer problems. Sewage-backup claims increase 19% during the holidays
One of the most common causes of sewer line back-ups, cracked lines and drainage problems is root infiltration. Roots from trees and larger shrubs enter the sewer line from a joint; they grow and expand to fill up the pipe with a hair-like root mass. The masses quickly become clogged with toilet paper, debris and grease coming from the home to the main sewer line. As the roots continue to grow, they put pressure on the pipe and it will eventually crack.